High Value Homeowners

High Value Homeowners Products


  • Coverage Forms:  HO-3, HO-6, DP-3
  • Property
  • Personal Liability
  • Premises Liability
  • Builder's Risk

Acceptable Occupancies

  • Owner Occupied Homes - HO-3 Form
  • Tenant Occupied Dwellings - DP-3 Form
  • Vacant Homes - DP-3 Form
  • Condominium Units - HO-6 Form
  • Renovations/Builder's Risks - HO-3 Form (Premises Liability Available)
  • Secondary/Seasonal Homes - HO-3 Form
  • Investment & Corporate Homes

Product Features

  • Property Limits:  Up to $20,000,000 any one Declaration  (Minimum of $500,000)
  • Personal Liability:  Up to $1,000,000 any one Declaration
  • Medical Payments:  Up to $10,000 any one Declaration
  • Builder's Risks:  Up to $10,000,000 any one Declaration (Minimum of $500,000)
  • Named Insureds:  Individuals, Corporations, Partnerships, Joint Ventures, LLC's, Trusts
  • Multiple "A" rated Non-Admitted Carriers rated by A.M. Best
  • Flexible and Creative Underwriting Capacity

Submission Requirements

  • Homeowners ACORD Application
  • Minimum of 3 Years Loss Experience
  • On PC9/PC10 Risks:  Unprotected Questionnaire
  • On Builder's Risks:  Confirmation of Contractors Insurance

Not seeing a coverage or class you’re looking for?
Please contact us so we can assist you.

Are you a Retail Agent who isn’t currently a contracted partner?
Please visit our Become an Agent page. We can begin binding business together after the paperwork is completed and signed. In the meantime, send us your risk.

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  • Active Members in Surplus Lines Industry Organizations

    American Association of Managing General Agents


    National Association of Professional Surplus Lines Offices, Ltd.

  • Customer Service

    Phone: 847.705.5805
    Fax: 847.705.5808

    Office Hours:
    Monday - Friday : 8am to 5pm CST

Copyright © 2011 The Jack Nebel Companies. All rights reserved.       Tel: 847.705.5805   Fax: 847.705.5808     101 S Wynstone Park Dr., No. Barrington, IL 60010