Umbrella/Excess Liability

Umbrella & Excess Liability Products

In-House Authority

  • A+ Superior Non-Admitted Carriers
  • Limits up to $10MM
  • Over 500 Classes in Binding Authority
  • Monoline Coverage Available
  • Package/Supported Excess & Umbrella Coverage Available
  • True Follow-Form Coverage
  • 100% Commercial Risks
  • Flexible Coverage Terms:  Short-Term, Project Specific, 12-18 Month Policies
  • Annual Minimum Premiums Starting at $500 per Layer

Broad Appetite with Access to "A" Rated Brokerage Carriers

  • Limits up to $25MM
  • Light, Medium, & Heavy Risk Grades
  • Coverage over Multi-Policy & Multi-State Schedules
  • Excess & Layering Capacity
  • True Follow-Form Coverage Available 
  • Low Policy & Layer Minimum Premiums

Underlying Minimum Requirements

  • Carrier must have an A.M. Best Rating of A-V or better
  • GL Limits of $1MM
  • Auto Limits of $1MM
  • Employers Liability Limits of $500K/$500K/$500k
  • All Other Coverages $1MM

Submission Requirements

  • Commercial ACORD Application 125 & 131
  • 3 Years Loss Experience
  • Class Supplement if Required - See Supplements

Not seeing a coverage or class you’re looking for? 
Please contact us so we can assist you.

Are you a Retail Agent who isn’t currently a contracted partner?
Please visit our Become an Agent page. We can begin binding business together after the paperwork is completed and signed. In the meantime, send us your risk.



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  • Active Members in Surplus Lines Industry Organizations

    American Association of Managing General Agents


    National Association of Professional Surplus Lines Offices, Ltd.

  • Customer Service

    Phone: 847.705.5805
    Fax: 847.705.5808

    Office Hours:
    Monday - Friday : 8am to 5pm CST

Copyright © 2011 The Jack Nebel Companies. All rights reserved.       Tel: 847.705.5805   Fax: 847.705.5808     101 S Wynstone Park Dr., No. Barrington, IL 60010