Habitational Program

We offer peace of mind coverage for the Owners and Landlords of Apartments Buildings, Townhouses, 1-4 Family Dwellings and Condominium Complexes. Building, Contents, Business Income including Extra Expense coverages are all available in a Package Policy.

Highlights of our comprehensive in-house program include:

  • GL Limits Available up to $5MM
  • Excess Liability Limits up to $10,000,000 in-house and $25,000,000 in brokerage
  • Damage to Premises Rented to You up to $300,000
  • Occurrence-based coverage
  • Additional Insureds available
  • Property Extension/Enhancement Endorsement includes personal effects and property of others, valuable papers, property off premises, signs, sewer and drain backup, etc.
  • Equipment Breakdown available
  • In-House authority TIV per location up to $5MM
  • Access to competitive markets writing TIV up to $45MM per policy on a brokerage basis with Excess Property Coverage TIV above $45MM
  • Coverage available for amenities including swimming pools, clubhouses, athletic courts and parks and playgrounds
  • Various occupancies acceptable: student, elderly, HUD, owner occupied, partially vacant, under renovation
  • Package and monoline coverage available with a multitude of A-Rated carriers to custom fit your client’s needs.
  • All construction types from Frame to Fire Resistive acceptable
  • All policies written with stable “A” rated carriers rated by A.M. Best

Annual Minimum Premiums starting at $500 for $1,000,000 Occurrence/$2,000,000 Aggregate or $750 for a package policy

For a quick, competitive quote, submit a complete ACORD application today.

Habitational Supplement Application

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  • Active Members in Surplus Lines Industry Organizations

    American Association of Managing General Agents


    National Association of Professional Surplus Lines Offices, Ltd.

  • Customer Service

    Phone: 847.705.5805
    Fax: 847.705.5808

    Office Hours:
    Monday - Friday : 8am to 5pm CST

Copyright © 2011 The Jack Nebel Companies. All rights reserved.       Tel: 847.705.5805   Fax: 847.705.5808     101 S Wynstone Park Dr., No. Barrington, IL 60010